Senior PHP Engineer

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start.

• One of the UK’s newest unicorns with a team of just over 700 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

About the Role

As a Senior PHP Engineer, you'll be a key player in our engineering organisation, a vibrant community of over 160 talented engineers spanning backend, frontend, mobile, and platform disciplines. This isn't just about maintaining; it's about innovating. You'll dive into a wide range of exciting projects, from building and integrating new APIs that elevate the customer journey to optimising our cutting-edge lending platforms. You'll also engage in deep architectural discussions, shaping the future of our products. There's ample opportunity to grow, contribute, and truly make your mark.

We are hiring across all our UK, US and International Expansion product teams, Zable Card, Autolend, Lendable Loans, and Internal Tools teams!

Our Modern Tech Stack

We believe in using the right tools for the job, and our stack reflects our commitment to modern, efficient development:

• Backend: PHP 8, Symfony, AWS, PostgreSQL, RabbitMQ, Docker, Kubernetes
• CI/CD: GitHub Actions and ArgoCD (we deploy to production as soon as a feature is complete!)
• Testing: Behat, PHPUnit for robust automated testing

What We’re Looking For

We're seeking passionate engineers who are excited to contribute and grow with us:

• Strong, business oriented, engineer with modern PHP development experience (PHP 8.0+ is a must). You're fluent in the latest PHP features and best practices.
• A solid grasp of a modern PHP framework like Symfony or Laravel.
• Experience with Domain Driven Design, Message-Driven Systems, and Event Sourcing is a significant plus.
• Familiarity with microservices architecture and working on financial systems is a bonus.
• Excellent automated testing skills (unit, integration, functional) - you believe in quality code.
• A genuine desire to learn, collaborate, and contribute your ideas within a highly collaborative team.
• High degree of ownership and autonomy
• Experience in a cross‑functional environment is a plus, but not essential.

Interview Process

We value your time and have designed an efficient process to get to know you:

1. A quick chat with one of our team to see if the role is a good match.
2. 15‑minute cognitive assessment and a practical take‑home coding exercise for you to showcase your coding skills.
3. A technical interview to discuss your coding exercise and dive deeper into your skills.
4. A culture‑add interview to assess how you'd thrive within our team and organisation.

Life at Lendable

• Winning team: the opportunity to scale up one of the world’s most successful fintech companies
• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in‑person connection through socials and off‑sites
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
• Health coverage: support for your physical and mental wellbeing, including private health cover
• Retirement & savings: long‑term financial wellbeing through retirement savings plans
• Employee referral programme: earn a competitive bonus when you refer successful new team members
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in‑house chefs on in‑office days at select locations
• Sustainable commuting: cycle‑to‑work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

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